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LONG TERM CARE INSURANCE The issue of Long-Term Care is one that may affect almost all of us in one way or another. The costs associated with nursing home and home health care continue to escalate. Traditional sources of health coverage such as FEHB and Medicare cover few long-term care expenses. Long term care costs average over $50,000 per year and may be more depending on where you live. Have you considered how these high costs would impact you and/or your spouses financial situation? Even though Congress has passed legislation that provides long-term coverage to federal employees, the insurance plan sponsored by USDA/ESRA may provide more comprehensive coverage at a lower cost. Mass Benefits
has teamed up with Senior Wealth Protection Advocates, who are experts
on longterm care planning to offer several discounted options for USDA
employees. Discounts as high as 20% are available to USDA employees
from reputable carriers such as John Hancock, Allianz, MetLife, and
more! -------------------------------------------------------------------------------- Although
every attempt has been made to verify the accuracy of the information
contained on this website, errors and omissions may occur. You will receive
a certificate of insurance describing the exact coverage and benefits
purchased. This website explains the general purposes of the insurance
described, but in no way changes or affects the insurance afforded under
the group insurance policy actually issued. All coverage is subject to
the actual policy conditions and exclusions |