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LONG TERM CARE INSURANCE Long-term care has been called the greatest uninsured financial risk today. Why? Because many people assume that their health insurance – or surely Medicare – will pay for extended personal care that’s often needed after a serious illness, accident or surgery, for chronic health conditions or cognitive issues such as Alzheimer’s. However, this is simply not the case … which means the cost of long-term care must be paid from one’s personal assets and savings. ONLY long-term insurance is designed to cover the high costs of extended personal care, which is why the USDA/ESRA views it as essential coverage. We are pleased to offer quality insurance, underwritten by United of Omaha, at discounted premium rates for USDA/ESRA members and your extended family. It features “Cash First” to pay anyone – including friends, neighbors, and family members – for informal care received at home, which is where most people prefer to receive such care when they need it. We invite you to contact our program administrators at 1-888-862-2714 with any questions you may have about premium rates, health conditions, or policy features. For more information, you can also click on: http://usda-esra.membersplan.org Thank you for your interest in the USDA/ESRA sponsored long-term care insurance program! Mail your
request to: -------------------------------------------------------------------------------- Although
every attempt has been made to verify the accuracy of the information
contained on this website, errors and omissions may occur. You will receive
a certificate of insurance describing the exact coverage and benefits
purchased. This website explains the general purposes of the insurance
described, but in no way changes or affects the insurance afforded under
the group insurance policy actually issued. All coverage is subject to
the actual policy conditions and exclusions |